Author Archive:

The Wealth Triangle- Maximise Your Income, Minimise Your Tax and Boost Your Savings

Everyone wants to get ahead in life. Monday to Friday we charge towards this goal, dutifully serving our employers and banking that hard earned dollar. Sometimes it’s the ‘banking’ part that seems to take a back seat. Ever checked your mortgage statement and wondered where on earth it all went? “I earn $97,000. Why are…

Read More →

Conversations With Your Younger Self

  Imagine what things would change in your life if you could go back in time and have a conversation with your younger self? What would you both chat about? Family, friends, relationships, finances, health, dreams and goals?   Imagine having the ability to take advantage of every massive opportunity that came your way whilst…

Read More →

Driving a Money Pit

  Watching the Porsche 911 Carrera S thundering up the hill towards Mount Dandenong left me drooling. All that raw power, the chrome, the leather, the roar of the engine.   Over the years I have come to realise that my passion for cars and motorbikes fluctuate incessantly. In fact with each and every wind…

Read More →

Could Servicing Your Own Car Save You $500 Per Year?

I’ve tried a multitude of different mechanics over the years. They’re all been lovely people. Friendly, obliging, helpful. It’s been amazingly convenient too with the local mechanic’s shop being just 400 metres away. Drive up, leave it there for a couple of hours and return home with grease-free hands. It’s the bills that really get…

Read More →

How To Create A Budget That Will Make You Smile

  ** This is quite a lengthy post and requires a few hours work to implement. If you are serious about taking control of your personal finances, block out 2-3 hours in your calendar in the coming week. **   Why Budget? There’s nothing too glamorous about writing up a budget. Sifting through piles of…

Read More →

Going Somewhere?

  Ever looked at your end of year income statement and wondered where on earth all that money went? Surely I didn’t earn $84,598 and spend it all?! Where did it all go? I mean, I bought that new couch. I absolutely had to update the TV, it was a plasma after all… but what…

Read More →

Wealth Building is a Marathon, Not a Sprint

Get rich quick schemes abound. They sound great don’t they? I invested $10,000 in XYZ company and now they’re worth $2 million!!! They trigger our greed glands and even better, we don’t have to work for it. Think about the latest billion dollar US Powerball Jackpot that saw record numbers of people shell out their…

Read More →

Shop Wisely and Save

  Grocery expenditure is one of the biggest forms of angst for most families. Most of us can feel like we’re being eaten out of house and home as the grocery tab reaches triple digits. It is one of the largest expenses in my family’s budget. I have tried numerous creative means to cut our…

Read More →

The Gumtree Challenge- Part 1 of 3

I’ve always been fascinated by the concept of minimalism. Carrying everything you own in just one or two bags certainly has its appeal. The increase in mobility. To spend less time tending to things. The savings made from avoiding every latest marketing gimmick. To have bought only things of high use and that are necessary.…

Read More →

New Year’s Reflections: Celebrations, Mistakes and the Year Ahead

I love New Year’s Eve! Not necessarily because of the party aspect (I’ve got 4 kids remember?), but for the reflection and celebration that it tends to invite. In the wake of Christmas, I begin pensively flicking over photos or combing through my journal as a way of recognising what’s been accomplished, and perhaps as…

Read More →

Back to Top